Our Team
zubair mughalMuhammad Zubair Mughal
Managing Director – AlHuda CIBE FZ LLE – U.A.E
Chief Executive Officer – Alhuda CIBE (Pvt.) Limited - Pakistan

Muhammad Zubair Mughal is the Chief Executive Officer of AlHuda Centre of Islamic Banking and Economic (CIBE), Islamic Microfinance Network (IMFN) and Halal Research Council. His overall academic career is outstanding with M.S in Islamic Banking and Finance, M.sc (Mass Communication), B.sc (Math, Stat and Economics) and with diversified knowledge of Islamic Banking and Finance. He has been serving the Islamic Banking and Finance industry for last 10 years with versatility in Islamic Banking & Financial Engineering, Modeling, Product Development, Shariah Advisory, Market Research and Gap Analysis. He is dedicatedly and tirelessly working for the promotion of Islamic Finance through Education, Research, Trainings and Conferences on global canvas. He is also a Chief Editor of a magazine on Islamic Banking and Finance “True Banking” which depicts his strategic vision in Islamic Finance. Muhammad Zubair Mughal has got ideal global recognition with multiple assignments of world repute organizations on Islamic Banking and Finance for “Research”, “Training”, “Advisory”, “Consultancy” and “Product development”.
Key Management
mazhar bukhariMazhar Ali Bokhari
Head of Corporate Advisory
Mr. Mazhar Ali Bukhari is Honorary Doctorate in Islamic Banking & Finance from the Yorker International University, Milan, Italy. Currently he heads the corporate advisory at AlHuda CIBE. He is also the Islamic Banking Consultant at Saudi Business Machine / IBM SI Team, Saudi Arabia. Previously, he was the Head of International Operations, Gulf African Bank, Nairobi, Kenya and has been the Head of Islamic Banking Division, Prime Commercial Bank Limited (Now Royal Bank of Scotland Pakistan Limited). Mazhar Ali Bukhari has served the corporate sector with his diversified advisory and consultancy services with enough practical exposure in financial sector.
jamil akhtarCaptain Jamil Akhtar Khan
Principal Consultant – Takaful
Capt. Muhammad Jamil Akhtar Khan is a renowned name in Islamic Insurance (Takaful) in particular and Risk Management in general. He pioneered the introduction of Takaful in Pakistan. Presently he is the principal Consultant - Takaful at AlHuda Center of Islamic Banking and Economics and has accomplished number of assignments to promote Takaful through state-of-the-art trainings, advisory and consultancy. Captain Jamil Akhtar started his career as a “Deck Cadet” in the Merchant Navy. He progressively rose to the position of Captain after qualifying as Master Mariner and commanded various ships of PNSC before stepping in the insurance arena. He acquired the highest insurance qualification of ACII (U.K.) achieving 'Distinction' in the subject 'Marine Insurance & World Trade'. In May 2004, Capt. Jamil established the First Takaful Company in Pakistan. His overall endeavor resulted in the formulation of legal framework for Takaful in the country by formal notification of 'Takaful Rules – 2005'. He also set up the second Takaful Company “Takaful Pakistan Limited”.
qari habibQari Habib-ur-Rahman Zubari
Advisor (Legal)
Habib ur Rehman Zubari is an M.A, L.L.B and serving as Senior Advocate at Lahore High Court. He is the advisor (legal) at AlHuda CIBE and gives technical assistance in the legal matters arising in the ordinary course of Islamic finance services and AlHuda CIBE as well. He is also the President of Lahore tax bar association and Advisor Income Tax, Wealth Tax, Sales Tax & Cooperative Matters dealing with both individuals and corporations.
hamad rasoolHamad Rasool Bhullar
Head of Research and Trainings
Hamad Rasool Bhullar has diversified experience of corporate advisory, consultancy, education and trainings. He heads the Research, Trainings and Advisory of AlHuda CIBE with his expertise in the Islamic Finance, Financial Negotiations, Managerial and Leadership Trainings, Financial and Business systems advisory with broad based experience & vision in business strategy as per the Shariah parameters. His expertise in Audit and Financial Evaluations, General Management, Organization Design and Systems Development, Corporate legal procedures, dealing with Government and Regulatory Authorities, Islamic Finance, Financial Analysis, Audits, Business Management and Development, Advisory & Trainings and Life Trainings are also his practical areas of working. Hamad Rasool Bhullar has contributed well in Islamic Finance education and training organized by AlHuda CIBE, he is also a renowned speaker of Islamic Finance. 
chamiliCamille Paldi
Country Manager – Dubai
Camille Paldi has a Masters Degree in Islamic Finance from Durham University in the UK. In addition, being a qualified Islamic finance specialist, Camille is also a lawyer in four countries and nine jurisdictions around the world and has received legal training in common, civil, and Shariah law in six countries spanning five continents of the earth in Asia, Europe, Australia, New Zealand, North America, and the Middle East. She is a US citizen born in the state of Hawaii and spent half of her life abroad in various countries of the world.
Ms. Paldi founded FAAIF Limited, FAAIF Events JLT, and ilovetheuae.com FZ LLE (UAE Laws and Islamic Finance). She has over 10 years of global diversified work experience in the private and public sector and brings with her a wealth of practical knowledge acquired around the globe from the worlds’ leading educational institutions. With her unique international experience, Ms. Paldi brings a fresh and vibrant perspective to Islamic finance.
Shariah Advisory Committee
abdul samadAbdul Samad
Member – Shariah Advisory Committee
Abdul Samad is an expert Islamic Banker has expertise in Islamic Finance theory and practices. He is qualified LL.B (Hons.) Shariah & Law, with equivalency certificate of UGC to postgraduate Degree from International Islamic University Islamabad, MBA (Finance) from Abaseen University, Peshawar. He qualified Derse-e-Nizami from Tafheem-ul-Quran Mardan NWFP Pakistan, Alimiyyah Degree from Rabita-ul-Madaris (Register Board of Dine Madaris) Pakistan and Bachelor Degree with Economics as a subject from International Islamic University Islamabad. He is an energetic Islamic finance expert and speaker as well. His contributions for the Islamic finance industry are acknowledged as he has written number of articles on Islamic Finance and presently he is the Shariah Advisor of Bank of Khyber and member of Shariah Advisory Committee of AlHuda CIBE. Abdul Samad has attended number of trainings and workshops conducted by NIBAF, IIU Islamabad, Bank of Khyber, Ford Rhodes Sidat Hyder & Co and IBP. He has enough exposure in Islamic finance practice and teaching in renowned institutions of Pakistan.   
mufti azizMufti Aziz-ur-Rehman
Member – Shariah Advisory Committee Mufti Aziz-ur-Rehman has extensive experience in Shariah, Islamic Banking and Finance Transactions with Sound understanding of Fiqhul Mua’amalat (Islamic Commercial Transaction) and Shariah structuring, Fatwa pronouncement, Shariah advisory services, and in-depth review of transaction documents for a wide range of Shariah compliant products. Mufti Aziz is a Member of several Shariah Boards with other renowned Sharia Scholars beside it he is also member of Shariah Advisory Committee of AlHuda CIBE. Mufti Aziz is currently working as Member of F & SSB for First Capital Switzerland Bank Trust, DIFC Dubai, UMEX Group UK, Kijani Fund, LMG Fund as well as Shariah Advisor for Mawarid Consultancy, FCS, Crowe Horwath UAE, Islamic GDP UK, Shariah House Bahrain, Inclusive Resources Management (IRM) Islamabad and UMEX Life (Takaful) Mauritius. He is also member of Shariah Advisory Committee of AlHuda CIBE. His ideal standing in Islamic Finance is not confined to any particular region of the world rather his scope of services is widely spread with expert services in Islamic Finance.  Mufti Aziz has authored numerous books and research papers as well as delivering training, and conducting industry leading market research on the prospects of Islamic finance within the UAE and internationally. With a keen aptitude for innovation and learning, he brings the highest standards of Shariah expertise to any Islamic financial institution.
justic khalilJustice (R) Khalil - ur - Rehman
Member – Shariah Advisory Committee
Justice Khalil-ur-Rehman is an LLB and world renowned Islamic Scholar of Pakistan serving as member of Shariah Advisory Committee of AlHuda CIBE, Chairman of Punjab Halal Development Agency and chairman of ABPL Shariah committee. He has exceptional exposure in Law Practices with 24 years of service with enough standing in Shariah, Banking, Corporate, Constitutional and Civil Law. Justice (R) Khalil-ur-Rehman has served the different boards of prestigious Islamic Institutions. He has also served as chairman on the Shariah Appellate Bench of Supreme court of Pakistan and has also been the rector of International Islamic University Islamabad. Previously he was the Chief Justice of Lahore High Court. He has also been the chairman of the religious board of Mudarabas.
Mufti Momin Hayat
Member – Shariah Advisory Committee
Mufti Momin Hayat Islamic finance expert and did Shahada 'Alamiyya (Islam/Arabic) at Raiwind after his successful completion of O/A levels in his academics and keeps diversified skills in Islamic Finance. Presently he is serving as Manager Shariah Governance and Compliance at Mashreq Bank beside it he is also the member of Shariah Advisory Committee of AlHuda CIBE in the Islamic Finance advisory and consultancy around the globe. He has skilled approach towards the Islamic finance technical areas and practical implication with sound understanding of the whole working pattern of Islamic Banking and Finance.
mufti raeesMufti Raees Ahmad
Member – Shariah Advisory Committee
Mufti Raees Ahmad is the member of Shariah Advisory Committee of AlHuda CIBE and qualified Takhsus – Fil – Fiqah (Specialization in Islamic Jurisprudence - equivalent to PHD), Shahadatul Aalamia (Equivalent to M.A Arabic & Islamic Studies) Wifaq-ul-Madaris Arabia Pakistan, Dora Qaza-wa-Tahkeem from Jamia tul Rasheed Karachi. He has much expertise in Islamic Finance Trainings as he has conducted number of customized training workshops in different Islamic financial institutions in Pakistan.
sheikh zulkarSheikh (Dr) Zulker Nain Moolla CA (SA)
Member – Shariah Advisory Committee He is internationally renowned Shariah Scholar and Chartered Accountant with versatility in Islamic Finance. He is the Chief Executive Officer and founder of Moolla Capital. He is the Shariah Advisor - Sentio Capital Management and member of Shariah Advisory committee of AlHuda CIBE. Previously he was the director in Nelson Mandela Cabinet. His technical and expert services are recognized throughout the world especially in Islamic finance system development, product development, compliance and transparency in the overall operations in Islamic Finance. He is determinant for the growth of Islamic Finance and the best practices in conformity with the Shariah principles around the globe.     
Communication & PR Department
shaguftaShaguftta Parveen
Manager Communications
Shaguftta Parveen has outstanding academic career of B.Sc (Statistics, Mathematics & Economics), B. Ed (Science), M. A (Economics) and serving AlHuda CIBE as a Manager Communications for last two years to promote and organize different specialized training workshops and conferences applying her professional communication and effective liaison skills with local and international institutions for sponsorships as well as Media and Strategic Partnerships. She has been vested with effective communication and interpersonal skills for multilateral negotiation and networking with Islamic Finance Industry.
aminaAmina Raza
Manager Corporate Communications
Amina Raza is Master in English language and literature from University of the Punjab. She has been serving AlHuda CIBE as Manager Corporate Communications for last 4 years. She has organized many successful International conferences in several countries i.e. Afghanistan, Mauritius, South Africa, Kenya and Kazakhstan. She has full grasp over convincing and motivational communication tools which led her to fulfill the assigned tasks effectively and efficiently. Currently she is leading African Road Show on Islamic Banking and Finance 2014 in Tanzania, Tunisia, Kenya, South Africa, Mauritius, Ghana and Nigeria.
azharAzhar Mushtaq
Assistant Manager Communications and PR
Azhar Mushtaq is Assistant Manger Communications and PR. He keeps a versatile personality in the event management and corporate liaison to conduct Domestic and International events with a vision to make Islamic finance well known and practicing around the globe. He has marvelous skills for events promotion through social media activities and networking with potential stakeholders of the Islamic Finance Industry.
salmanHafiz Muhammad Salman Amin
Officer PR
Hafiz M. Salman Amin is BBA (Hons.) and young dedicated professional for Islamic Finance development. He has enough IT and networking skills to integrate the local and international marketing campaigns for the events promotion frequently organized by AlHuda CIBE beside it he also works for publications, news and press releases of AlHuda CIBE’s latest market research activities.
Training and Education
asifAsif Mehmood
Manager Strategic Planning and Trainings
Asif Mehmood is MBA (Finance) qualified and did his internship in Nestle Pakistan limited and National Bank of Pakistan and presently he has been serving as a Manager Strategic Planning and Trainings in AlHuda CIBE for last three years with diversified skills. He has vested with strategic approach in Islamic Finance with adequate knowledge and interpersonal skills for Trainings and Education, Negotiation and Research as well on both local and international platforms for Islamic finance. Mr. Asif has good skills in research, market study and analysis as he has experience of market research studies in Yemen, Afghanistan, Azerbaijan and Pakistan.  
zaib un nisaZaib Un Nissa
Manager New Alliances and Trainings
Zaib Un Nissa is MBA (HR) qualified and serving as Manager New Alliances and Trainings with three years corporate experience in Trainings and Human Resource Management and she is enough dedicated towards the trainings and capacity building programs organized by AlHuda CIBE on both local and international platforms. She maintains high quality standards in the training proposals and negotiation for customized training workshops.
munashraMunashra Malik
Manager - International Distance Learning Programs
Munashra Malik is M.Com from BZU Multan and M.phil (Commerce and Finance) from Superior University Lahore. She is working as Assistant Manager International Distance Learning Programs for one year. She contributed well to introduce the distance learning program of AlHuda CIBE on global canvas. She is confident in her working areas with effective liaison in corporate sector and well aware of the latest techniques of networking and marketing.  
Saim Nazir
Manager Distance Learning Program (DLP)
Saim Nazir has been serving as Manager Distance Learning Program for last five years with fabulous communication and marketing skills for Online Short Courses and Diplomas of AlHuda CIBE on Islamic Banking, Islamic Finance, Islamic Microfinance, Takaful and Islamic Fund Management. Her performance has been ideal to manage the Online/ Distance Learning Program of AlHuda CIBE to provide Islamic Finance Experts.
aliAli Mardan
Assistant Manager DLP
Ali Mardan has been serving AlHuda CIBE as Assistant Manager Distance Learning Program for last two years and has got good marketing and communication skills. He has contributed well in the Halal Certification of different well known brands in the market with his effective marketing skills beside it he also serves the Halal Research Council (HRC) introducing the well designed online Diplomas and courses offered by HRC to the professionals of Halal industry.
Marketing Department
imran gulImran Gul
Manager Marketing
Imran Gul is MBA Marketing from NUML and serving AlHuda CIBE as Manager Marketing for couple of years and depicts a dedicated personality for the promotion of Islamic Finance with productive and professional marketing skills to cater the domestic and international potential market. He has strategic vision for our bi-monthly dedicated magazine “True Banking” for the developments in Islamic Banking and Finance industry.
imran ahmedImran Ahmad
Assistant Manager Marketing
Imran Ahmad is BBA (Hons.) and serving as Assistant Manager Marketing and he has good IT and marketing skills for the promotion and growth of Islamic Finance in local and international market with constructive liaison skills. He, at his level best, is well known to the professional reporting and documentation standards.
rabiaRabia Javaid
Food Technologist – Halal Research Council
Rabia Javaid is M.Sc in Food Science and Technology from University of Karachi and did internship in Nestlé Pakistan currently serving Halal Research Council (HRC) – subsidiary of AlHuda CIBE for couple of months under the capacity of Food Technologist. She keeps diversified skills in food, nutrition and Halal ingredients. Her specialized areas are dairy products, fat products, nutrition and quality standards in foods and beverages. She is confident and energetic young professional with good communication and networking skills for the growth of Halal Research Council and Halal industry.
Research and Development
maryamMaryam Zaffar
Research Associate & Manager Corporate Communication - CEIMF
Ms. Maryam Zaffar is leading AlHuda Center of Excellence in Islamic Microfinance as Manager Corporate Communications besides she is also Research Associate and has worked on numerous research assignments accomplished by AlHuda CIBE. She has received her Masters of English Literature from University of the Punjab. She is an independent professional having 7 years of strong career background in Microfinance Sector.  She has the ability to manage multiple tasks simultaneously to balance competing priorities and respond quickly to changes and business needs.
umainUmair Shakeel
Assistant Manager Research and Development
Umair Shakeel is MBA (MS.) in Banking and Finance from Punjab University. He did three months’ internship in the Bank of Punjab and currently working as Assistant Manager R & D with versatility in proposal/ report writing, market research studies and product development services worldwide as offered by AlHuda CIBE for the Development of Islamic Finance. He, being team member, has worked on Market Researches and Product Development assignments of Azerbaijan, Afghanistan, Yemen and Pakistan for Islamic microfinance industry. He also serves as the member of Shariah Audit team for the Shariah Audits of different Islamic Microfinance Institutions conducted by AlHuda CIBE.
IT & Web Designing Department
waqaWaqas Shahid
Senior Software Engineer
Mr. Waqas Shahid is the dedicated and processional software engineer in the IT world and presents a versatile personality in web designing, development and related jobs as well. Waqas Shahid is associated with AlHuda CIBE as senior software engineer for last couple of years and has played vital role in the international recognition of AlHuda CIBE with quality services. He is the founder of Novelty Soft established for state-of-the-art software services in web development and designing. Previously he also served as senior software engineer and General Manager of DidYou.com. Waqas Shahid has creative mind in the IT world and committed for more developments.
khurramKhurram Anwar
Senior Web Developer
Mr. Khuram is the young and dedicated professional in the IT world with his versatility in Web designing and development. Currently he is working as Web Developer of AlHuda CIBE with creative ideas in the better recognition of AlHuda CIBE around the globe. He has enough standing in his field with practical experience of 14 years at corporate level.  Khurram is also working as a Project Manager & Creative Director for Graphics and Web Development at Promo soft Corporation (Pvt.) Ltd. Khurram started his career with Xerox Docu Color 5000 Digital Machine Operator in a Digital Printing Press, the first Offset digital printing press in Pakistan back in 2006.
imran haiderImran Haider
Administration Officer
Imran Haider is serving AlHuda CIBE as an Officer Administration for last five years and has good administrative and management skills for the smooth working and growth of organization with high quality standards in documentation and office management.
International Representatives
Mr. Alberto De Gennero
Founder and CEO
Shirkah Finance
Strategic Partner – Switzerland
Br. Raffick Nabee Mohammed 
AlBaraka Multipurpose Cooperative Society
Strategic Partner – Mauritius
Ms. Sylvie Kastoun
Marketing Manager
Business Islamica
Strategic Partner – U.A.E
Mr. Amous Karim
Managing partner
Smart  ECO
Strategic Partner – Tunisia
Prof. Dr. Shahinaz Rashad
Vice Chairman
Metropolitan consulting
Strategic Partner – Egypt
Anastasios Avranas
Co Founder and Director
Strategic Partner – Luxembourg
Ezzedine Ghlamallah 
Strategic Partner – France
Daouda Deme
General Manager
Salih Capital
Strategic Partner – Senegal
Mr. Maiwand Rohani
Executive Director
Strategic PartnerAfghanistan
Mr. Abdul Muumin,
Director General
Global Institute of Islamic Banking, Insurance & Consultancy
Strategic Partner – Ghana
Dr. Adil A. Hamid
Academic Adviser & Affiliate
American University of London
Strategic Partner – UK
Ms. N. Shirley
Director, Office of External Affairs & Communications
Pebble Hills University
Strategic Partner – USA
Mr. Abdul Wahab
Strategic Partner – Senegal
Alhaji Abdul Kabeer Jimoh
Abdul Kabeer Enterprise
Strategic Partner – Nigeria
Mr. Derek Mundia
Executive Coordinator
Strategic Partner – Zambia
Baba Yunus Muhammad
Green Oasis Associates Limited
Faye Maguette Sakho
Director General
AAMAS Africa
Strategic Partner – Senegal
Elsadig Mahagoub AbdElrahaman
General Manager
International Center For Human Capacity Building
Strategic Partner – Sudan
Mr. Mamadou Boye Diallo
Institut Supérieur des Etudes Technologiques Appliquées   (ISETA)
Strategic Partner – Senegal
Mr. Farooq
MUX Soft Technology 
Mr. Kone
Strategic PartnerCote D ivory
Mr. Mongi Ben Tkhayat
Executive Partner
Strategic Partner – Tunisia
Dr.  Z. N. Moolla CA (SA)
Chief Executive Officer
Moolla Capital
Strategic Partner – South Africa
Mr. Otman Zouhayr
Strategic Partner – Morocco
Sheikh (Dr) Shaheed Satardien
Chairman of the European Muslim Council for Justice
President of the Muslim Council of Ireland (MCI)
Strategic Partner – Ireland
Mr. Saleem uddin Faisal
Middle East Representative
  Nordien. Chalhi
Managing Director
Strategic Partner – Netherland
Visiting Faculty
Mr. Mehmood Shafqat
Senior Joint Director
State Bank of Pakistan
Dr. Zaigham Mehmood Rizvi
Secretary General
Asia Pacific Union for Housing Finance – Washington – USA
Mufti Muhammad Najeeb Khan
Shariah Advisor
Summit Bank – Pakistan
Mr. Rizwan Ata
Head of Islamic Banking Division
Bank Al-Falah Limited - Pakistan
Mr. Muhammad Azeem Pirani
Regional Head
FWU – Pakistan
Mr. Mujeeb Baig
Head of Product Development & Research
MCB Bank  Limited
Mr. Tariq Saeed Chaudhry
Regional Manager - Corporate Distribution
Pak Qatar Family Takaful - Pakistan
Mr. Muhammad Asad
Incharge Shariah Compliance Department - Islamic Banking Group
The Bank of Khyber - Pakistan
Mr. Mujahid Rasheed
Hub Manager - Central – Housing Finance
Meezan Bank Limited - Pakistan
Mr. Abdul Wadood
Islamic Economics Scholar 
Prof. Ruff Ruff
Renowned Scholar
Mr. Muhammad Ayub
Ex-Director NIBAF – SBP
Mr. Wajahat Quraishi
Chartered Islamic Finance Professional (CIFP)
University of Management Technology - Pakistan
Mr. Imran Hussain Minhas,
Joint Director, Modarabas (Islamic Financial Institutions, Securities and Exchange Commission of Pakistan.
Mr. Arshad Mehmood
Head of Islamic Microfinance Program,
Helping Hand for Relief and Development (HHRD), Pakistan.