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Two Days Specialized Training on

Islamic Micro & Agriculture Finance

July 16 - 17, 2025 - Venue: Lahore, Pakistan

Two Days Specialized Training on

Islamic Micro & Agriculture Finance

July 16 - 17, 2025 - Venue: Lahore, Pakistan

Event Summary

About AlHuda Center of Islamic Banking & Economics

Towards the pursuance of our goal to promote Islamic Banking and Finance all over the globe, AlHuda Centre of Islamic Banking and Economics is working diligently since 2005. AlHuda CIBE has been acknowledged as a distinguished service provider due to our notable services, team of dedicated professionals and one stop solutions of interest-free Banking and Finance. Our aim is to provide state-of-the-art services of interest-free banking and finance. We are proud to be prominent for our Advisory and consultancy, research and development, education and capacity building, Shariah advisory, publication and events all over the world.

About Centre of Excellence in Islamic Microfinance - CEIMF

Centre of Excellence in Islamic Microfinance –CEIMF is committed to facilitate and strengthen the microfinance industry through Islamic microfinance product development, innovation, awareness, Shariah expertise & supervision, standardization and provision of technical assistance. Basic purpose of establishing Centre of Excellence in Islamic Microfinance (CEIMF) is to strengthen the abilities of the institutions and organizations working to fight for the poverty alleviation in Shariah Compliant so that they could create an opportunity of constructing a strong and empowered financial inclusion sector that reaches to all financially neglected segments.

Training Contents

Two Days Specialized Training on Islamic Micro & Agriculture Finance

Day 1: Foundations and Strategic Insights

  • Session 1: Fundamentals of Islamic Micro & Agriculture Finance
  • Introduction to Islamic Microfinance & Agri-Finance: Concepts and Need in Pakistan
  • Shariah Principles Governing Micro & Agricultural Finance
  • Comparison with Conventional Models: Relevance to Pakistan’s Rural Economy
  • Key Operational Models: Group Lending, Individual Lending, Community-Based Approaches
  • Marketing and Outreach Strategies for Low-Income and Rural Segments

Session 2: Financial Inclusion & Impact Analysis

  • Role of Islamic Microfinance in Financial Inclusion in Pakistan
  • Social and Economic Impact: Case Studies from Local MFIs and Agri Projects
  • Gender and Youth Inclusion in Islamic Micro & Agri-Finance Programs
  • Future Trends and Market Potential in Pakistan’s MFI Ecosystem

Session 3: Agri-Finance Models and Digital Integration

  • Islamic Agricultural Finance - Structuring Financial Products for Farmers
  • Seasonal Financing, Input/Output Financing, and Value Chain Finance
  • Fintech Integration- Mobile Wallets, Digital Lending, and Blockchain Use Cases
  • Crowdfunding, Peer-to-Peer Models & Islamic Perspective on Crypto Assets
  • Success Stories of Digital Islamic Microfinance in Pakistan & Globally

Session 4: Product Structuring for Islamic MFIs

  • Overview of Product Development Lifecycle
  • Customizing Products for Agriculture and Rural Microenterprises
  • Pricing, Risk Mitigation, and Shariah Compliance
  • Documentation & Operational Processes in Islamic MFIs

Day 2: Islamic Finance Contracts & Practical Applications

  • Session 5: Core Islamic Finance Contracts in Microfinance Murabahah:
  • Structure, Application, Pricing, and Risk
  • Case Study: Implementing Murabahah in Small Enterprise Lending
  • Salam & Istisna:
  • Contracts for Agricultural Pre-Harvest and Commodity Finance
  • Practical Use in Crop Financing and Agri Supply Chains

Session 6: Equity-Based Financing Mudarabah & Musharakah:

  • Structure, Risk Sharing, and Use in Rural Enterprise Development
  • Profit & Loss Sharing Models: Shariah Considerations
  • Governance and Monitoring Mechanisms

Session 7: Asset-Based and Housing Finance Ijarah:

  • Application as Shariah-Compliant Leasing
  • Equipment and Livestock Financing for Rural Clients Diminishing Musharakah:
  • Use for Micro-Housing Finance
  • Structuring Units and Rental Mechanism

Session 8: Innovation and Funding

  • Innovative Models and Products in the Pakistani Market
  • Web-Based & App-Based Islamic Microfinance Systems
  • Global Case Studies and Lessons for Pakistan
  • Funding Sources: Donor Agencies, Waqf-Based Funds, Islamic Banks, Government Schemes
  • Strategic Partnerships for Scaling Impact
Contact Info
contact us
AlHuda CIBE FZ LLE - U.A.E (Advisory, Consulting & Capacity Building)
P.O. Box 120867, Dubai, United Arab Emirates.