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Two Days Specialized Training on

Risk & Deposit Management of Interest-Free Banking and Finance

May 23 – 24, 2025 in Addis Ababa, Ethiopia

Two Days Specialized Training on

Risk & Deposit Management of Interest-Free Banking and Finance

May 23 – 24, 2025 in Addis Ababa, Ethiopia

Event Summary

About AlHuda Center of Islamic Banking & Economics

Towards the pursuance of our goal to promote Islamic Banking and Finance all over the globe, AlHuda Centre of Islamic Banking and Economics is working diligently since 2005. AlHuda CIBE has been acknowledged as a distinguished service provider due to our notable services, team of dedicated professionals and one stop solutions of Islamic Banking and Finance. Our aim is to provide state-of-the-art services of Islamic banking and finance. We are proud to be prominent for our Advisory and consultancy, research and development, education and capacity building, Shariah advisory, publication and events all over the world.

AlHuda CIBE is supported by many national and international organizations and institutions as Strategic Partners support and our Alumni have spread over 104 countries. We are proud to stand among world's largest presences for capacity building, trainings, consultancy and other services. More details are available at www.alhudacibe.com

About Risk & Deposit Management of Interest-Free Banking and Finance:

Interest-Free Banking and Finance has experienced notable growth and evolution globally, extending beyond traditional Islamic finance hubs. Regulatory frameworks have been refined to provide clearer guidance, fostering a supportive environment for Islamic financial institutions.

About Ethiopia:

The Federal Democratic Republic of Ethiopia is located in the north-eastern part of Africa, commonly known as the Horn of Africa. It is strategically proximate to the Middle East and Europe, and its easy access to major regional ports enhances its international trade. Ethiopia is bordered by Sudan in the west, Somalia and Djibouti in the east, Eritrea in the north, and Kenya in the south. The country covers 1,112,000 square kilometers (472,000 sq. miles), making it roughly as large as France and Spain combined and five times the size of the UK.

From the north and running down the center are the Abyssinian highlands. To the west of the chain, the land drops to the grasslands of Sudan; to the east, it extends to the deserts of the Afar. South of Addis Ababa, the land is dominated by the Rift Valley Lakes.

Ethiopia’s central plateau varies in height between 2,000 and 3,000 meters. In the north and center of the country, there are approximately 25 mountains with peaks exceeding 4,000 meters (13,200ft), the highest being Ras Dashen at 4,543 meters (14,538ft).

Training Contents

Two Days Specialized Training on Risk & Deposit Management of Interest-Free Banking and Finance

Introduction to Risk Management in Islamic Finance

  • Overview of Risk in Interest-Free Banking
  • Key Differences in Risk Between Conventional and Islamic Banks
  • Regulatory and Shariah Compliance Considerations

Types of Risks in Islamic Banking

  • Credit Risk (Murabaha, Ijarah, Diminishing Musharakah)
  • Market Risk (Profit Rate Risk, Foreign Exchange Risk)
  • Liquidity Risk (Challenges in Liquidity Management)
  • Operational & Shariah Non-Compliance Risk

Risk Mitigation Strategies

  • Shariah-Compliant Risk Management Tools
  • Role of Islamic Financial Instruments (Sukuk, Takaful)
  • Regulatory and Supervisory Guidelines (AAOIFI, IFSB)

Day 2: Islamic Deposit Products & Models

  • Current Accounts (Wadiah, Qard)
  • Savings & Investment Accounts (Mudarabah-based deposits)
  • Time Deposits & Profit-Sharing Accounts

Structuring and Managing Islamic Deposits

  • Product Structuring & Profit Distribution Models
  • Calculation of Profit Rates in Mudarabah Accounts
  • Managing Customer Expectations in Profit-Sharing

Liquidity & Asset-Liability Management (ALM)

  • Liquidity Management Challenges in Islamic Banks
  • Islamic Interbank Market & Liquidity Tools
  • Role of Central Banks & Regulatory Framework

Customer Relationship Management in Deposit Products

  • Building customer trust in Interest-Free banking
  • Designing customer-centric deposit products
  • Marketing and communication strategies for deposit products
Contact Info
contact us
AlHuda CIBE FZ LLE - U.A.E (Advisory, Consulting & Capacity Building)
P.O. Box 120867, Dubai, United Arab Emirates.