AlHuda CIBE
Payment Terms & Conditions
AlHuda Centre of Islamic Banking & Economics (AlHuda CIBE FZ LLE)
Location: Dubai, United Arab Emirates
Effective Date: 05 October 2026 | Last Updated: 05 October 2026
Please read these Payment Terms & Conditions carefully before completing your registration and proceeding with payment. By submitting your registration and proceeding with payment, you confirm that you have read, understood, and agreed to these Payment Terms & Conditions.
1. Payment
- By submitting a registration form and proceeding with payment, you confirm that all information provided by you is accurate, complete, and current.
- Payment may be made through the payment methods officially provided or displayed by AlHuda CIBE, which may include PayPal, Bank Transfer, and other authorized payment methods.
- The applicable registration or participation fee will be displayed or communicated before payment is completed.
- All payments are subject to successful authorization, receipt, and verification by AlHuda CIBE.
2. Applicability
These Payment Terms & Conditions apply to registrations and payments for programs, events, and services offered by AlHuda CIBE, including but not limited to:
- Professional Training Programs
- Professional Development Programs
- Distance Learning Programs (DLPs)
- Conferences and Forums
- Workshops and Seminars
- Summits and International Events
- Certification and Capacity-Building Programs
- Other educational and professional programs and services offered by AlHuda CIBE
3. Payment Confirmation
- A registration shall be considered confirmed only after the applicable payment has been successfully received and verified by AlHuda CIBE, unless otherwise stated for a particular program or event.
- For Bank Transfer payments, registration may remain pending until the payment has been received and verified.
- A registration confirmation, payment confirmation, invoice, receipt, or other relevant communication may be sent to the email address provided during registration.
- AlHuda CIBE reserves the right to request proof of payment or additional information where required for payment verification.
4. Cancellation and Refund Policy
Cancellation and refund eligibility shall be subject to the terms applicable to the relevant program or event. Unless otherwise stated in the specific program or event terms:
- Refund requests must be submitted in writing to AlHuda CIBE via official communication channels.
- Refund requests must be submitted within the applicable cancellation period communicated for the relevant program or event.
- Refund requests submitted after the applicable cancellation deadline may not be accepted.
- No refund may be available once a program, training, event, or Distance Learning Program has commenced.
- For Distance Learning Programs, refund eligibility may be restricted once access to the online learning platform, sessions, recordings, study materials, or other digital resources has been provided.
- Failure to attend a confirmed program, event, training, workshop, or session does not automatically qualify the participant for a refund.
- Applicable bank charges, payment gateway charges, or transaction fees may be non-refundable where permitted by applicable law and the relevant payment provider.
- Where a specific program or event has its own cancellation and refund terms, those specific terms shall apply.
5. Cancellation or Postponement by AlHuda CIBE
AlHuda CIBE reserves the right to postpone, reschedule, modify, or cancel a program or event where reasonably necessary due to circumstances including, but not limited to:
- Operational requirements;
- Speaker, trainer, or facilitator availability;
- Insufficient participation;
- Technical or logistical circumstances;
- Government or regulatory restrictions;
- Force majeure; or
- Other circumstances beyond the reasonable control of AlHuda CIBE.
In the event of cancellation or postponement by AlHuda CIBE, registered participants will be informed of the available options. Depending on the circumstances, available options may include rescheduling, transfer to another program or event, credit, or refund, as determined by AlHuda CIBE and subject to the applicable program or event terms.
6. Payment Methods
AlHuda CIBE may provide different payment methods depending on the program, event, participant location, or other applicable circumstances:
- PayPal: Where PayPal is selected, the payment will be processed through PayPal. Participants using PayPal are also subject to PayPal's applicable terms, conditions, and policies. AlHuda CIBE does not request or store participants' PayPal passwords, login credentials, or confidential PayPal security information.
- Bank Transfer: Where Bank Transfer is selected:
- Payment must be made only to the official bank account details provided by AlHuda CIBE.
- Participants should mention the relevant program name when making the transfer.
- Proof of payment may be requested for verification.
- Registration will remain subject to successful receipt and verification of the transferred funds.
- Participants should not make payments to any bank account or individual unless the payment details have been officially provided or confirmed by AlHuda CIBE.
7. Failed or Duplicate Payments
- If your account has been charged but you have not received a payment or registration confirmation, please contact AlHuda CIBE before making another payment.
- If you believe that a payment has been processed more than once, you should notify AlHuda CIBE and provide the relevant transaction details for verification.
- AlHuda CIBE will review suspected duplicate payments and, where applicable, process any eligible refund in accordance with the applicable payment provider procedures and these Terms & Conditions.
8. Payment Disputes and Chargebacks
- Participants are encouraged to contact AlHuda CIBE directly regarding any concern relating to payment, registration, cancellation, or refund before initiating a payment dispute or chargeback.
- AlHuda CIBE may review relevant registration and transaction records and may provide necessary information to the applicable payment provider or financial institution when responding to a payment dispute or chargeback, subject to applicable laws and privacy requirements.
9. Payment Security
- AlHuda CIBE takes reasonable measures to facilitate secure payment processing.
- Where payments are processed through third-party payment providers, payment information may be processed directly by those providers and will be subject to their respective security, privacy, and terms of service.
- Participants must not share their payment passwords, PINs, CVV/security codes, One-Time Passwords (OTPs), or other confidential payment credentials with AlHuda CIBE staff or any unauthorized third party.
10. Personal Information
Information provided during registration and payment may be used for purposes including:
- Processing and verifying registration
- Processing and verifying payments
- Issuing invoices, receipts, and confirmations
- Communicating program and event information
- Providing access to the registered program, event, or service
- Maintaining necessary administrative and financial records
Payment information processed through third-party payment providers may be subject to the privacy policies, security practices, and terms of those providers.
11. Program-Specific Terms
- Certain programs, events, or services may have additional terms relating to registration fees, cancellation deadlines, refunds, attendance, certification, access to learning materials, participant substitution, or other program requirements.
- Participants are responsible for reviewing all applicable program or event information before completing registration and payment.
- In the event of any inconsistency between these general Payment Terms & Conditions and specific terms expressly provided for a particular program or event, the specific program or event terms shall apply to that registration.
12. Transfer or Substitution
Where permitted by the applicable program or event terms, AlHuda CIBE may, at its discretion, allow a participant to:
- Transfer their registration to another eligible participant;
- Transfer their registration to another session, batch, or program;
- Receive credit toward a future program or event.
Any transfer, substitution, or credit arrangement shall require prior approval from AlHuda CIBE and shall be subject to the applicable program or event terms.
13. Amendments
- AlHuda CIBE reserves the right to amend or update these Payment Terms & Conditions from time to time.
- Any updated version will be published on the AlHuda CIBE website with the applicable effective or updated date.
- The Payment Terms & Conditions applicable to a completed registration shall generally be the version presented to the participant at the time of registration and payment, subject to applicable law.
14. Acceptance of Terms
Before proceeding with payment, the participant must confirm acceptance of these Payment Terms & Conditions:
☑ "I have read, understood, and agree to the Payment Terms & Conditions applicable to my registration and payment."
☑ "I have read and agree to the applicable Cancellation and Refund Terms."
Payment will proceed only after the required acceptance confirmation has been selected.
15. Contact Information
For payment, registration, cancellation, refund, or other payment-related inquiries, please contact:
AlHuda Centre of Islamic Banking & Economics (AlHuda CIBE FZ LLE)
Dubai, United Arab Emirates
Email: info@alhudacibe.com
Website: www.alhudacibe.com
By proceeding with payment, you acknowledge that you have read, understood, and agreed to these Payment Terms & Conditions and any applicable program-specific terms.
