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BANK ALHABIB LIMITED
 
Asset Side Products
 
Product Name Mode Type of Product Basis for Pricing Tenors Target Customers
Murabaha Murabaha Corporate, SME, Commodity Financing KIBOR plus Margin 1 day-1 year Corporate, SME
Ijarah Ijarah Corporate, SME KIBOR plus Margin 3-10 year Corporate, SME,
Diminishing Musharaka (Immovable & movable property) Musharaka Corporate/SME/Consumer KIBOR 1-20 year Corporate/SME/Consumer
 
Liability Side Products
 
Product Name Mode Type of Product Tenors Profit Calculation Target Customers
Current Account Qard Current NA NA Individuals, Corporate, SME
PLS Saving Deposit Mudaraba Saving NA Daily product basis Individuals, Corporate, SME
Term Deposit Mudaraba Term 7 days-5 years Quarterly Individuals, Corporate, SME
 
 
 
 
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