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HABIB METROPOLITAN BANK LIMITED
 
Asset Side Products
 
Product Name Mode Type of Product Basis for Pricing Tenors Target Customers
Murabaha Corporate, SME Consumer Corporate, SME Consumer Linked with KIBOR and LIBOR 15 days-2 years • Textile (Weaving, Spinning, Garments and Towel etc.) • Steel • Rice • Plastic • Miscellaneous • Fertilizer • Food (Non Perishables) • Electronic • Construction
Ijarah Ijara MBT Corporate, SME Consumer Linked with KIBOR and LIBOR 1 year to 5Years. 7 years (for consumer)   -do-
Diminishing Musharaka Diminishing Musharaka Corporate, SME Consumer Linked with KIBOR and LIBOR 1 year-20 years -do-
 
Liability Side Products
 
Product Name Mode Type of Product Tenors Profit Calculation Target Customers
PLS Savings Account Musharaka

Saving NA Daily Product Basis Individuals, proprietors, partnerships SME and corporate etc. excepts for those entities prohibited by Shariah.
Current Account Qard

Current NA NA -DO-
FDR (Fixed Deposit -Habib Islamic Investment Certificate) Musharaka Term 7 days-5 years o Profit are paid at maturity according to tenor of FDR (HIIC) on the basis profit rate declared -DO-
 
 
 
 
 
Our Brands
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