Product Name |
Mode |
Type of Product |
Basis for Pricing |
Tenors |
Target Customers |
Habib Bank Ijarah/Leasing |
Ijarah |
Corporate, SME |
Cost of the plant, machinery and other levies. Mutually agreed Profit(IRR) |
3-5 years |
Small/medium size traders/Manufacturers./Corporate Customers |
Habib Bank Murabaha Facility |
Murabaha |
Corporate, SME |
Cost plus mutually agreed profit. Kibor+bps with matching tenor |
1 year |
Small/medium manufacturers and traders |
Diminishing Musharaka |
Diminishing Musharaka |
Corporates |
Floating Rate option with KIBOR as a benchmark |
2-10 years |
Commercial & corporate business house. |