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STANDARD CHARTERED BANK (PAKISTAN)
 
Asset Side Products
 
Product Name Mode Type of Product Basis for Pricing Tenors Target Customers
Islamic Murabaha Facility Murabaha Corporate KIBOR plus Bank's spread 1 month-3 years Corporate customers
Islamic Term Finance Islamic Term Finance Corporate Linked with KIBOR 1-5 years Corporate customers
Islamic Import Finance Murabaha Corporate KIBOR plus Bank's spread 180 days Corporate customers
Islamic Export Refinance Scheme Murabaha Corporate KIBOR Directo Exporters 180 Days Indirect Exporter 120 days Corporate customers
Islamic Auto Financing Diminishing Musharaka Consumer Fixed 1 Year-7 years Consumer
Islamic Overdraft Musharaka Financing Profit Sharing Depending on the customer's credit grade as per the Bank's Credit Policy in line with SBP guidelines and circulars. Corporate Customer
Islamic Export Bills Finance (under LC) Musawamah Trade Finance Percentage Based N/A Corporate Customer
Islamic Invoice Finance (For import & export transaction on open account basis) Murabaha for Import /Musawamah for Export Trade Finance Percentage Based Depending on the customer's credit grade as per the Bank's Credit Policy in line with SBP guidelines and circulars. Corporate Customer
LC Confirmation (Open/Silent) Kafalah Kafalah Percentage Based N/A Corporate Customer
 
Liability Side Products
 
Product Name Mode Type of Product Tenors Profit Calculation Target Customers
Islamic Current Account Qard Current NA NA Customers looking for shariah compliant financial facilities
Islamic Saving Account Mudaraba Saving NA Monthly Customers looking for shariah compliant financial facilities
Islamic Term Account Mudaraba Term 1 month Monthly Business, Industrialist and commercial organization, financial institutions, Individuals
Saadiq Payroll Current Account Qarz Current NA NA Salaried Individuals
Saadiq Payroll Saving Account Mudaraba Saving Account NA Monthly Salaried Individuals
 
 
 
 
 
Our Brands
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